Free Budget Kit
















Who can benefit from using this Kit?

You want to purchase a new home or refinance an existing mortgage but
your credit is preventing you from getting the best rate and terms for your loan.


You have a poor credit history, or no credit history, and need to start building
good credit so you can a home loan, auto loan or credit card.


You need to re-establish your credit after a bankruptcy or divorce.

How will I use the kit and what results should I expect?

Learn the top 4 steps to instantly improving your credit score and helping you
qualify for a loan



Fix errors and post positive information to lower your interest rates and
save thousands


Find out if you have too much debt and how to negotiate payment schedules
with creditors


Get your credit report free plus tips on protecting yourself from identity theft


Use the 20+ model letters to start improving your credit today

Jennifer Openshaw Guarantee:
If you have not been able to improve your credit using the Quick & Easy Credit Kit within three months of purchase, simply email us at creditkit@winningadvice.com and we'll gladly refund you. You must include a copy of your credit report or credit score before and after you've followed the steps outlined in this kit.


Kristine Burns
School Teacher
Seen on Dr. Phil with Jennifer


"I'm speechless! I had $40,000 in credit card debt, an adjustable mortgage, and poor credit. With Jennifer's advice, I worked with my creditors, lowered my mortgage payments, and improved my credit. I literally saved tens of thousands of dollars. I'm finally back in control. I can't believe it; I've told all my friends."



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